Frequently Asked Questions About Our Program
Have questions? Don’t worry, you are not alone! We took the questions we are asked every day about the commercial loan officer business and put them in this FAQ section to help you better understand our program.
If at any time you have additional questions, or you feel that you are ready to take the next step in changing your life, please feel free to give us a call and speak to one of our representatives. Or you can complete our contact form and we will have one of our representatives call you.
Our program allows you to make an unlimited income that is not restricted by geographical boundaries, whether you work full time or part time, or how much experience you have. It is very possible to achieve a high annual income with the financing products that you will be able to provide along with hard work and dedication. You can do large transactions that earn you more money from closing one deal than most people make in a year (typically with larger transactions or larger commercial real estate deals), or you can do several smaller transactions where the commission adds up on a monthly basis.
Then there are also products that yield you residual income for years to come. This is where you receive a check every month for years and years for just closing one deal. Please don’t mistake this for a “get rich quick” program. You will be dealing with real lenders, real clients, and carving out your share in the trillion dollar commercial finance industry. We give you the tools, products, lenders, education, and support to be the most successful in this business. The rest is your dedication and desire to make an unlimited income for years to come.
Let first look at the fact that starting any real legitimate business takes capital or an investment to start. You would be hard pressed to start any business for under $20,000 if you take into account the materials or inventory you might need, getting a website (which you absolutely need these days), legal fees, a marketing budget, a space to conduct business out of, and labor or help to operate the business depending on certain factors. Now if one gets into a franchise arrangement you have these costs plus the franchise fee (which could be $50,000 and up) and now you have to pay royalties on any revenue you earn. Plus, in any business or franchise if you want to expand you have to contribute more capital in order to do that. This is not the case with our innovative model. There is no inventory, you can do this by yourself and later if you want to grow the business you can do it very inexpensively.
With our opportunity a lot of these factors do not exist in our model or we have included them in the training fee you pay. People don’t realize how much we invest back into your business for the fee that you pay. Here is list of services that is included in your fee and the market value of each of them:
- Fully functional website with content management system: ($5,000 Value)
- Stationary package: ($500 Value)
- 1000 direct mail leads: ($800 Value)
- $1000 worth of real time, exclusive leads of business looking for financing: ($1000 Credit)
- Email marketing, social media marketing, and content marketing for two full years: ($15,000 ($7,500 per year) Value)
- A CRM and funding platform: ($2,200 Value)
- Legal agreements to run your business: ($5,000 Value)
- Deal underwriting software: ($1,500 Value)
As you can see that is $31,100 if one were to try to do this on their own and this is not even taking into account personally meeting and being approved to do business with over 40 lenders that have been vetted. The other major factor that we left out of these numbers is lifetime support! The fact that you can call a dedicated support person to answer any questions you might have or help you with any transaction is priceless.
Now you take what each type of financing and scenario could possibly yield you, and its not hard to see that getting a return on your investment is very feasible, provided that you put in hard work and dedication. Plus, our model is recession resistant and there are no geographical boundaries that will constrict your income or where you do business.
These factors along with many others are almost always overlooked when considering our program. To learn more about our exclusive Elite Platinum Program click here.
Absolutely not. The perfect aspect of our program is the low overhead business model that allows you to operate from the comfort of your own home. Believe it or not, most lending officers of large financial institutions work from home as it cuts back on costs to the company. There are some people that prefer an office, but the choice is really yours.
NO, the founder of the Commercial Capital Training Group actually owns and operates a national finance marketing firm doing marketing for banks and lenders and two successful national commercial finance companies (specializing in all the products you will learn about), financing over $300 million dollars in commercial loans, annually, as well as, an investment real estate firm, with headquarters in Albany, NY and Rochester, NY, with offices in Atlanta as well. These same two finance companies are one of the many direct lenders you will be able to work with through this training for a specific commercial real estate financing product and factoring product. In fact, that is where the finance business model we teach actually came from. As we like to say, we actually practice what we preach and we do this every day. We are in the commercial finance industry in a big way. Just google the words “commercial lending” or “commercial loans” and you will see one of our founder’s lending companies come up on the first page of google: Prime Commercial Lending. We have the unique perspective and experience as a lender, a broker, and an educator in the commercial finance field which our graduates benefit from. To learn more about these companies click here.
You can view our class schedule here to find the right set of dates that works best for you. Remember, we only offer our 7-day intensive finance and entrepreneur program once a month and spots fill up quickly so reserve your position today.
You will get the same quality 7 day training with either package but the main difference is the level of marketing your business will get. This is our most exclusive package specifically designed and tailored for the entrepreneur who commands the very best strategic marketing plan to maximize their success with their finance business at a fraction of the true market price for the services that are included in this package. Our marketing team will implement a $250,000 customized marketing plan over the lifetime of your business that will launch your business at rocket speed right after you are done with training. You will have a fortune 500 company marketing plan at a fraction of what this marketing package is worth. Some of the highlights to this package are real time exclusive leads every month for the first 2 years of your business, an aggressive search engine optimization package, a private label product offering and marketing for the life of your business! To learn more about this program please click here.
The short answer to this question is yes however it will cost you more. We build your website differently to correspond to the aggressive SEO or search engine optimization program we will be doing for the first 12 months of your business under the Platinum program. Under the Gold program once we build your website and at a later date you want to upgrade to the Platinum package we will have to redo your website to complement our SEO efforts which costs time and money. Therefore should you want to upgrade to the Platinum package it will cost the difference between what you paid for the Gold package plus an additional $10,000. To learn more about this program please click here.
Virtually none. The business model we teach takes the word “expense” out of starting a business. 95% of your costs to start this business are included in your one time investment of $25,500 (minus $500 towards airfare) with us. We provide a website, stationery package, free marketing leads and material, legal documents and forms, spreadsheets to help you analyze financial statements, and much, much more to start your business. The only things you need to operate this business are a phone and a computer and you’re in business.
NO. This is by far the most comprehensive commercial finance training program in the country where there are no ongoing fees or royalties paid after our program. Also, there are no territory or geographical restrictions with your business as you would have with a franchise. You own your own commercial finance business. The money you earn is yours to keep. Our support structure is there behind you for the life of your business. Best of all, we continue to bring you new lenders with innovative financing programs when made available to us, so the training does not stop after your visit with us.
The only way we profit off our graduates after training is
1: Our founder owns 2 out of 47 lenders that our graduates get to meet and work with. Those lending companies get many deals from our graduate base so if you have a transaction that fits the lending parameters of either lending company and they fund the your deal, then obviously we profit from that transaction. But again, in that case our sister companies are the direct lender, plus, you get paid a nice commission for bringing the deal in.
2: The other scenario where we would profit from our graduates is if you choose to use our marketing company for any of your marketing needs.
Absolutely not. We have developed a financial training program that is easy to understand and implement by anybody with the right qualities. However, we do pre-qualify you prior to accepting you into our program. We look for key qualities in individuals that we determine are a great fit and attribute to this industry. We approve you with competitive lenders with a complete product offering, build the foundation for your business, and give you the necessary tools and support to operate a successful commercial finance company. This business is not hard to do or understand. The only thing you need to be successful is the entrepreneurial spirit, the qualities we look for, and the will to succeed.
Why do we use this method? Well, we believe in QUALITY over QUANTITY. We’ve found that this process and business model produce more satisfied, more successful entrepreneurs. Our process also satisfies our lenders, showing them that our graduates are better qualified to help them develop more success in their own businesses. This kind of training is typically only found in franchise opportunities that cost well over $100,000 in startup costs (even though the cost of this business model is well under that). The bottom line is this: we have a vested interest in your long-term success. And we’ll prove it with our continuous support, even after you’ve graduated.
Absolutely not. We are by far the most comprehensive commercial financing training program in the country, and with that comes value. We don’t believe in flashy sales tactics like throwing discounts out or the old “Act now and we will reduce our price” to entice people to take our training or fill our class. Again, we are very selective on who attends our training by making sure a prospect has certain qualities that we deem compatible with the commercial loan officer business. Be very careful of companies throughout the franchise and business opportunity industry that offer “special discounts.” They try to disguise what their program or opportunity really offers with a price discount rather than sell you on the real facts and aspects of their business model. Sure, we care about our bottom line as any company would, but not so far as to take anybody’s money or whatever they can offer to fill a seat in our conference room, only to have them be severely misled about what this program and industry is really about. An analogy that we like to use is this: It is hard to argue that a sports car, such as, a Ferrari isn’t a very high quality engineered car. There is a lot of quality and craftsmanship that goes into building such a car. Can you go into a Ferrari dealership and ask for 50% off on any particular vehicle? We highly doubt that.
You will not only take advantage of approving what the banks today decline but you will also have programs for businesses and commercial real estate investors with prefect credit and financials that are very competitive from lenders and banks with programs that are more attractive than most banks people know about.
This is not the case with the programs and lenders that you will be doing business with. You will be approved with specialized lenders, investors, and banks that cater to all different credits and industries. The lenders you will have can be as competitive as the largest banks you know of today. What makes our program and graduates so successful is they have the ability to offer a wide array of financing options for a business. Business owners are not used to having a company with the financing options you will have to work with them on getting capital. They are just used to the bank saying NO. You will have the ability to do it all and say, “YES! You are approved!”
That is fine with us. There is no additional charge to bring somebody with you. It’s actually a great idea as two minds are better than one.
Our marketing program is second to none, and you will learn proprietary time-tested techniques and principles that work. We of course know this because our instructors actually do what you will be taught to do. We also know what works with marketing this business because our founder actually created and owns the nation’s only full service marketing agency that only works with clients in finance. That company is The Finance Marketing Group, whose clients consist of banks, lenders, and brokers, who trust commercial marketing group with their marketing needs.
For the first two years of your business, you will have a specialized marketing team of over 30 people at your disposal working on your social media management, content marketing and email marketing. We will also cover and teach topics such as SEO, SEM, content marketing, social media marketing, email marketing, PR, video marketing, link building, Adwords, Google authorship, direct mail, and many more marketing topics. We will also teach you how to grow your business with a sales force to bring you more deals.
With over 75 years of combined experience in the commercial finance industry, our trainers are seasoned veterans in commercial banking. With the marketing tools that are taught and provided, you should be able to target businesses and get clients fast. Our lenders will share their insights on how to get the business that they commonly fund. It is important to know that you don’t need to be an expert sales person or start “cold calling” people to get business. You are not really selling your service, but rather providing a solution to a business. We even spend time teaching you how to hire sales staff in your first year of business and have people bringing you transactions to fund. That is important knowledge to know in the event you want to grow your business.
If you purchase our Elite Platinum Program you will essentially not have to worry about prospecting clients at all. Our marketing company will do it all for you. We will work month after month to generate prospects for you through a multitude of marketing aggressive lead generation methods along with lifetime marketing services.
After you have completed and closed a loan with a lender, you will get paid immediately. If any loan that you close should ever go into default, the commission you earned will never have to be returned. You don’t have to worry about what happens after you get paid. You just focus on getting new business and growing your business.
Not really and here is why :The commercial finance market is a trillion dollar industry with every business needing capital in one way or another. With over 100,000,000 businesses in the United States today, there is more than enough business to go around. More importantly, our graduates are unique specialists in the commercial finance industry. There are no other companies out there that will be able to offer the financial products and capabilities that your company will offer. Not even the largest banks offer the wide array of solutions that you will provide. Also, since your territory for clients is virtually the whole country and beyond, you will never be competing with a fellow graduate that might be located in your general area.
Absolutely. In fact, we have many successful graduates that have full time jobs and elect to do this business part-time. Many times the people who start out doing this part time quickly realize how much money they can earn and convert their business to a full time operation.
This is a very good question. Banks and lenders of all types use brokers to bring in business because it is a very cost effective way of advertising. Think about it. They would rather pay you a commission than spend money on big marketing budgets that might not work effectively half of the time. Also, there is no way they could possibly reach every business that needs their service, even with the biggest marketing campaigns. When they pay you a commission, they know they spent every dollar they pay you on a closed deal. When banks advertise, some of those dollars are not converted into actual closed loans. Simply, they have a better ROI or return on investment with brokers.
The Commercial Capital Training Group truly offers a one-of-a-kind program. Unlike many franchise concepts, our program doesn’t limit your income potential. Other businesses and franchises tend to be limited to certain geographical areas, outside of which it is difficult to do business. Not with us. Our business model frees you to do business anywhere in the country and even internationally. Best of all, there are no ongoing fees to be paid as you would have with a franchise.
We also recognize there are some companies with limited programs that try to offer a similar concept as us. That is why we have a video at the link below clearly showing you how our program and training are far superior to any other program in the country. We love to show you exactly how we compare to other programs, and that is why we did a direct comparison of what we offer and what the others offer for your investment. In fact, we put out a challenge to you in that if you find another training company that is more comprehensive and teaches more financial products then us, then we will pay for you to go to the other training companies program. But here are some quick important points to note when considering our program:
- We teach and provide the most complete array of financial products and financing solutions to offer businesses. Period.
- You will be associated with more lenders and private investors with us and actually meet them at training.
- After you graduate, we provide you with guaranteed real-time financing requests from businesses that are in need of capital. Under our Signature Gold program we also will do marketing for your business for a full 2 years to grow your business and brand.
- Your training does not stop after you leave. We are always bringing new programs and education to our graduates after the initial 7-day training at no additional cost to you.
- You will have the ability to do higher loan amounts, up to $500 million or more, both domestic and international.
- Our initial training is 7 days instead of 4, 3, or 2 days. You are here with us a full week!
We understand you want the best possible program for your investment. We are committed to showing you how our training program is your best possible choice.
Then there are the companies that charge anywhere from $5,000 to $20,000 that offer either a 3 or 4 day class or some might offer an “online” only webinar class. First, the companies that have 3 or 4 day trainings love to say they offer the same program but just do it in a shorter amount of time. That argument is just insane along with the many other untruthful misleading comments they say about us and their program. They would literally have to train for 90 hours straight with no breaks for that to be possible.
You will be introduced too and meet all of the 47 lenders that take part in our program and it takes all of 5 days just to do that let alone all the other content that we teach outside of meeting your lenders. Our lenders will know who you are…not just a list of lenders in a manual that is given to you that you can find out on the internet. These other companies don’t offer as many products as we do and that’s because they don’t have the experience or the lenders in those arenas. When confronted about a product they don’t teach, they will often give the excuse that you can’t make money with that product, such as, commercial real estate. That is just untruthful and misleading. The other distinguishment is the true experience our company has in the industry. The majority of other loan broker training companies are usually operated by brokers who could not make it as a broker so they try to make income by “teaching “ the business.
Our company’s founder, Kris Roglieri, owns and operates two direct commercial lending institutions for close to 20 years funding over $300,000,000 dollars a year in loans. We bring a unique perspective of being a direct lender in teaching this business. Mr. Roglieri has been featured and is often tapped into by financial news outlets such as Forbes, Bloomberg, Entrepreneur Magazine, Fox Business News and other media names for stories, comments or insight into the commercial finance industry. You can read more about the history of our companies and founder here. Another aspect that separates our company from the others is the knowledge and experience we have with Marketing the business. The three and four day training companies say they teach you about marketing this business. They may teach you about marketing but how much do they really know? It goes back to the question of are they really in the lending business themselves and apply the marketing methods they claim to teach? We definitely are. Just google the term “Commercial Lending” and one of our founder’s lending companies come up on the first page of google; Prime Commercial Lending. See what makes our training program different in terms of marketing knowledge is the fact that our founder actually founded the nation’s only digital marketing firm that just concentrates in the finance industry. This company is The Finance Marketing Group, which only does marketing for Banks, Lenders, Finance Brokers, and Financial Services companies. You will have a team of over 30 finance marketing professionals ready to assist and market your business in any way.
The bottom line is there are some choices you have when wanting to get into this business, but we are by far the most comprehensive commercial finance training program in the world. Click here to see the many things you get for your investment with us. In fact we take almost half of your investment with us and invest it back into your business.
We realize that we give you a lot of programs to profit from and that is exactly what makes our graduates so successful. Your company will truly be different from any other bank or financial business out there. We have developed a very simple program that allows you to easily understand each program and the industry in general. Over the 7 days that you’re with us, you will learn and discover how easy this business really is to understand. Our innovative training techniques have made it possible for anybody to successfully understand and enter into this business. We cover every angle that you will need to successfully operate your business. Furthermore, you will be enrolled in our continuing education program, where we conduct webinars when a new lender or program becomes available to our graduates. The only hard part is finding and establishing relationships with lenders, but we already took care of that problem for you.
Absolutely. What people and brokers that specialize in one segment of the industry don’t realize is that no two lenders are the same in what they finance. There are variables such as, collateral, credit, assets they invest in, maximum and minimum loan amounts, pricing, and how they structure their transaction. So if you don’t have the right lender for your client’s situation then you could lose out on commissions. More importantly, if you only specialize in one or two areas of finance, then you’re limited to only those two areas to offer clients and therefore leave your business open to market fluctuations. There are some products were the profitability and volume is directly tied to how the economy is doing. When the economy is struggling those products do not do so well. On the other hand, there are products that thrive in a weak economy. So, by having a well-diversified business model, you insulate yourself and your business to what the economy is doing. Another reason is the opportunity of cross selling. So, if a client comes to you for an equipment lease and you complete that financing request, he or she might need working capital down or something else down the road. So, now your business becomes a one stop solution for all that clients financing needs. Typically you will see repeat business from the same client two or three times. You will not have to refer business away because again, you will have a diverse product offering covering all aspects if commercial finance.
This means you have successfully completed our training program. It is a way of letting your lenders know that you have completed our training and are free to do business with them so they waive their typical 3 years’ time in business and experience requirements. Some of our lenders that are part of our program only work with our graduates and nobody else. You can also show this certification to your clients to emphasize the credibility of your business and the fact that you know how to handle their needs. We often get reference calls from customers of our graduates verifying what we teach and that the graduate’s company is certified to do business.
This topic is one of the many facts that make our company unique. We provide total support for the life of your business in any capacity that you want. Whether you need us to be on a call with a client or lender, or if you just have a few questions regarding a transaction, we are always here to advise and support you with your commercial finance business. If you are working on a deal over the weekend and have a question, no problem, our support staff is ready to answer your questions 7 days a week! In fact, the training does not stop after you leave our facility. We will continue to bring you cutting edge programs from banks and lenders when available. Our support staff will often hold webinars and group calls to make sure your business is on track and introduce new lenders when available. We will also educate and inform you of new marketing ideas and hot industry trends that frequently occur in the finance industry. Through our constant education, you will know when to take advantage of opportunities that we identify in the marketplace for years to come. No other training program offers this continuing level of support. To learn more about our dedicated support click here.
Okay, I’m ready to speak to somebody…where do I go from here?
If you have more questions about our commercial loan officer business training program, or want to discuss this one-of-a-kind training program further, please feel free to call us directly at 518-694-3047. Or if you would like one of our representatives to call you at your convenience, please click here to complete our contact request form. There is no pressure or hard selling of our program to you because our program sells itself.